About Life Insurance

Life insurance is a contract in which a policyholder pays regular premiums in exchange for a lump-sum death benefit paid to the policyholder's beneficiaries. The lump-sum benefit is paid when the policyholder either passes away or a specific amount of time has passed. Life insurance policies can provide financial security by replacing lost income and covering expenses.

What do you need to start a life insurance quote?

Amount of outstanding debt left on things such as mortgage, loans, etc. Specific information regarding medical conditions Income level and occupation.

How much does life insurance cost?

The cost of life insurance varies based on your specific situation. This takes into account many things such as your medical history to your hobbies.

How much life insurance do I need?

Determining how much insurance you need is not as hard as you may think. By answering just a few questions and doing some simple math

Life Insurance Policy

If you're looking for a life insurance policy, we've got you covered. American Smart Finance has teamed up with partners to offer affordable life insurance options to meet your family's needs.


Save Money, Save Life!

Any questions? Email us info@americansmartfinance.com

What are the different types of life insurance?

There are different kinds of life insurance policies, each meeting different needs. The section below illustrates the difference between term life, whole life, and universal Life insurance.

Term Life Typically Covers

Universal Life Insurance Typically Cover

Term Life Insurance Policy


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